Biography
About Justin
Justin Lotano is a Certified Divorce Financial Planning Analyst (CDFPA) and a member of the National Association of Divorce Professionals. He models how proposed settlements are likely to play out over time for both households, so the financial reality of an agreement is understood before it is signed rather than years later.
Professional philosophy
An agreement that looks even today should still look reasonable in five years. Modeling it early is cheaper than renegotiating it later.
How I help
How I Help During Divorce
- Models settlement scenarios side by side for both households
- Highlights tax, cash flow and asset-division implications
- Analyzes support structures and their long-term effect
- Works directly with counsel, advisors and lending professionals