The inputs have changed
Income may now include support. Obligations may now include support paid, or a mortgage that remains from the prior home. Credit may look different than it did a year ago. Reserves may be higher or lower after the settlement.
- Documented income and its expected continuance
- Monthly obligations remaining after the agreement
- Credit profile and recent history
- Assets and reserves after the division
Planning beats guessing
When each of these is reviewed together, it usually becomes clear which one is the limiting factor — and whether it is something time, documentation or structure can address.